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Google Pay- A Digital Wallet Platform
Today, banks think of each of their products- whether it is a debit card, credit card, loans, net banking, etc., as a separate product. The question is how do we ensure there is a seamless journey through all of this? That is where we come in. Sumit Gwalani and Sujith Narayanan co-founders of Google Pay.
Google Pay is soon coming up with features for small merchants and business owners. This includes Spot which enables merchants to create branded commercial experiences that will bridge both offline and online worlds. There will be a dedicated enterprise app for small and medium businesses called Google Pay for Business, it will give additional benefits to them like payment tracking, billing cycle, and hustle free business variation process.[endnoteRef:1] [1: https://thetechportal.com/2020/02/27/google-pay-india-revenues-profits-financials-2019/ accessed on 29 march 2020
Google Pay is a digital wallet platform and online payment system developed by Google. To power-in-app and tap-to-pay purchases on mobile devices, which enables users to make payments through their mobile phones, tablets, and smartwatches. Google Pay is the simplest way of sending money to your family and doing mobile recharge also, here sending and receiving money is done with zero fees and money comes straightly into the bank account. Google pay is providing scratch cards and other rewards also if the user uses Google Pay up to Rs 1,00,000. Google Pay is as easy as handling cash but with added security which helps in preventing fraud and hacking. It offers Fingerprint screen locks too.
On January 8, 2018, Google Pay and Google Wallet were unified into one single application named Google Pay. Google Pay was earlier Google Tez. It was released on Feb 21, 2018, in Android and later on in IOS on Feb 26, 2018. It is available in six languages- English, French, German, Italian, Portuguese, and Spanish.
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