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Decades ago, attending college was not a necessity, but rather an optional path an individual chooses to further their education. During these times a high school diploma was a sufficient qualification to receive a well-paying job. Although the push towards liberating student loans and their debt can get put into the cost of living for students and their books with slightly increasing taxes, it’ll benefit the economy. Today, college is a prerequisite for a baseline of profitability.
With student debt at an all-time high, many people look back and notice the skyrocketing prices of college loans and student debt. A small number of students who enroll in college go on to graduate. Many students have no choice but to work full-time in order to pay off their college education; preventing them from fully engaging in the course and studies. The majority of leaders and educators state that the primary key to solving our underlying social problems is education. They have touted themselves as leaders of educators, helping society and the younger generation surpass, yet they’ve done nothing to encourage the pursuit. 1 in 6 American students owns money for federal student loans, stirring stress and confusion for themselves in the future. With the forgiveness of student loans, most future adults are able to obtain cars and get houses, and jobs. If our educated leader pursues that stigmatized idea of education being the sole primary way to obtain money and success, then student debt will not be solved. $1.6 trillion of student debt is already at play. No change or course of action will bring hardships to the economy. Those superior believe it is the only means to success, to have a wealthy and stable future.
As we begin to figure out what universities we want to go to and feel renewed and fresh right out of high school, we have that burden of having to go to college not because we want to but because society stigmatized it as a have-to-in order to do well in life. Finishing school and obtaining a college degree is not guaranteed success although some might state otherwise. Attending college became a socially demanding pathway for generations of students and the value of a degree is decreasing within them. Student loans and opportunity costs outweigh the benefits. It is becoming more expensive each year and you must have mortgaged your life effectively to pay the price of a certificate. Most of the time people head into college with the mentality of following their dream path and goals. They believe itll be easy finding their dream job and obtain a lot of money quickly upon graduating. Nevertheless, attending college does not guarantee the spot in life they want to be in, except for debt if they aren’t able to afford it. College forces many students to take out student loans, affecting their future. Many students are taking classes that they do not need and quickly go into debt just because their job required them to do so. In the past, it was much easier to obtain a certain job with one to no degree.
It brings many students into debt making their financial future harder to keep stable. Students cannot afford to take many classes they do not need; they primarily need the classes that will help them go further into their careers. College states that it is preparing us for the modern world and our future, but if students are taking college forcefully just because society stigmatizes it as the only way to be wealthy, nobody will come prepared. A college degree is not a stepping stone anymore to having a successful life. Less than 30% of graduates leave campus with a stable job and a foot in the door for their future goals, leaving a staggering 70% buried in debt. Believing in high school that obtaining that degree will leave us have a better job and a brighter future left us unknown of what financial stability we were planning on having upon going to college. That mentality heading into college begins to substantially decrease leaving debt into killing dreams.
Helping the students will benefit the economy if student debt were forgiven. An article, Student Loan Debt Should Be Forgiven to Stimulate the Economy states Forgiving student loan debt would have an immediate stimulating effect on the economy. Responsible people who did nothing other than pursue higher education would have hundreds, if not thousands of extra dollars per month to spend, fueling the economy now. Those extra dollars being pumped into the economy would have a multiplying effect, unlike many of the provisions of the new stimulus package. As a result, tax revenues would go up, the credit markets will unfreeze, and jobs will be created. Consumer spending accounts for over two-thirds of the entire U.S. economy and in recent months, consumer spending has declined at alarming, unprecedented rates. Therefore, it stands to reason that the fastest way to revive our ailing economy is to do something drastic to get consumers to spend. Rather than backlash at the economy, student debt should be forgiven. Without many students obtaining jobs and houses, brings the economic status is low, making it harder for money to come in. A well-educated workforce benefits societies’ playground of means for success. This crisis is constantly being played for those with student debts whose repayment schedules span out for decades with large amounts of payment yet to be given. It is also a crisis for our economy affecting houses, cars, appliances, furniture, and many more sales that students and adults simply don’t have the money for. The article Student Loan Debt Should Be Forgiven to Stimulate the Economy discusses how the proposals to free up money for hardworking and educated Americans will give them more money to spend to stabilize the economy. They go on further to state how …could it help millions of hardworking people who struggle every month to get by? Absolutely. Given the current economic climate, as well as the plans to spend trillions of additional dollars that are in the works, one must wonder what is so objectionable about giving a real helping hand to real people with real struggles. Bernie Sanders is constantly trying to aid the end of student loans. America is drowning in student debt. He believes that Four-year public colleges and community colleges should be free – including tuition and fees – for everyone, Federal student loan interest rates should be lower, and the federal government should not make a profit on student loans, and Student loan refinancing should be revamped to help save money for more borrowers. stated in Forbes. Bringing down student debt can help create a more stable economy and future for students. As well as being able to obtain and create more jobs rather than go to minimal-paying jobs that are not related to their degree.
This generation needs the motivation to continue in their careers. Nowadays it seems as if there were forced to go. They go into college unwillingly and headfirst into the trap of debt. Many students diminish the quality of the community in a classroom. They are not willing to further their skills in class and are unable to willingly operate effectively within their social environment. They are aloof and detached from their work and students are heading into their future careers underprepared with no sense of how to communicate with their peers, supervisors, and interviewers. Giving them more opportunities can help create a stable environment in schools. Many students have to forgo grad school because they simply cannot afford it. The average undergrad students already start to accumulate roughly around $30,000 of debt. With students realizing that student debt will still follow them regardless, they’re stuck in a constant loop of having to go through school to just obtain a decent job.
Some countries have free colleges such as Denmark, Sweden, and Finland. A college degree is a pathway to a more stable life both financially and economically. With more students in college, those graduates statistically smoke less, commit fewer crimes, and generate more taxes. Lower-income families would be able to reach graduation if there was no tuition. Many students drop out due to an unstable financial situation there living in. Getting rid of tuition helps eliminate their primary reasons for not finishing. With a push for free college, students will have the liberty to choose a major they enjoy and classes they enjoy rather than classes that are premature but a necessity to take for a good future. Having interest and enjoyment in the field of study there trying to pursue helps them stick to their goals and their education rather than it burns out on them with more people will also be able to go to college. It helps create an educated workforce and the population of critical thinkers using interpersonal skills creates innovation in society. Student debt will not strike down students and won’t crush their dreams. Students from other countries don’t have tuition and without that weight of loans there able to rent things and have luxuries such as houses and better jobs. Contributing to society. Free college is a push, a push society needs to take upon to help those less fortunate and middle class be able to graduate.
The burden of financing a college education is more costly to students. The financial stress put on them is a waking nightmare for themselves and their families, the exorbitant prices for student debt are at an all-time high and the pursuit of free college will benefit the economy and future generations of students. It can help break the cycle and earn their degrees.
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