Category: Banking
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The Community Reinvestment Act and the Banking Systems
Table of Contents Introduction Main body Conclusion References Introduction Nowadays, there are many laws and regulations regarding the banking system, lending, and the financial structure of the United States. They include reforms to improve the countrys credit climate and increase investment opportunities. One of these laws was CRA (Community Reinvestment Act), adopted in 1977. To…
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Qatar National Banks General Information
There are numerous issues that banks across the world have to address in the 21st century. Nevertheless, bank groups that have already developed the most efficient business models and managed to expand their operations globally are in a comfortable position. The remarkable economic performance of various sectors of the economy in certain countries is directly…
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The National Banking Crisis Analysis
Description of the Crisis I work at a national bank as a CEO, where a recent crisis has attracted nationwide coverage due to its massive effect on the economy. The bank is the largest one in the country and has clients in the entire nation, including its biggest customer, the government. There was a recent…
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Banks Digital Trends, Opportunities, and Threats
The essay demonstrates the most crucial digital opportunities and threats for a commercial bank. In addition, the strategies to reduce the number of abandoned baskets are discussed. Notably, nowadays, digital currency is one of the most influential trends in the financial industry. Xu and Tang (2020) claim that central banks worldwide have started to use…
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Chinas Asian Infrastructure Investment Bank
Table of Contents Introduction Economic Growth Sustainability Funding Gap Global Initiative Investment Potential Conclusion References Introduction Chinas Asian Infrastructure Investment Bank (AIIB) is an organization intended to support infrastructural development in the region. Despite its evident positive implications, several major actors, including the U.S. and Japan, voiced their disproval of the endeavor. The following paper…
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Evolution of Modern Banking: Middle Ages to Present
Introduction The history of banking began around 2000 BCE in Assyria, Sumeria, and India when wealthy families kept gold and silver coins in their homes. However, in the U.S., the banking system was started in 1782, where the first real bank was chartered in the then young republic. Hiding of the gold and silver coins…
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National Australia Bank: Corporate Social Responsibility
Abstract This paper is based on the topic of Corporate Social Responsibility (CSR). It explores the topic through an analysis of a company selected from the database of the worlds most ethical companies. One of the issues which are discussed is how the company behaves in a socially responsible manner towards its consumers, employees, and…
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Banking, Its Ancient and Modern History
Introduction The history of banking dates back to Ancient Greece and the Roman Empire. The first prototypes were created by merchants around 2000 BC in Assyria and Sumeria. During the Roman Empire and in Ancient Greece, banks were primarily based in temples. Lenders accepted deposits, issued loans, and changed money. Many historians have argued that…
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Credit Quality in Banking Lending and Investment
Table of Contents Introduction Analysis Conclusion References Footnotes Introduction For the last 30 years, bank institutions have represented more than half of the commercial lending sector and approximately a quarter of the entire corporate credit market1. The institutions are cautious creditors and repeatedly work to make credit accessible to credit-worthy companies and individuals throughout the…
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Corporate Social Responsibility in Bangladeshs Banking Sector
Table of Contents Introduction Benefits of CSR Business Significance Inducements Provided Conclusion Reference List Introduction Corporate Social Responsibility (CSR) denotes a firms practices that entail undertakings that benefit the surrounding community, for instance, offering a fraction of the business profits to charity, programs of environmental conservation and social welfare, and implementation of greener processes to…